Comments on: Credit card skimming - too easy to get skimming equipment!

By: Jiminy

Jiminy — Thu, 28 Aug 2008 15:17:50 +0000

Oh, Pete. I know your comment is super old, but for the peanut gallery I would like to add that you are more a troll than someone with a real story.

You have a “Master Card”. Well guess what, your Mastercard card is not issued by Mastercard, and they have nothing to do with refunding you or dealing with fraudulent activity. There are hundreds of companies that issue these cards, with varying levels of service. Many of them have better service than Amex, and many have bad service.

If you are not keeping track of spending on your credit card, and you allow someone to make purchases on it for months without reporting the unauthorized activity, you deserve to lose the money.

By: raymond

raymond — Sun, 06 Jul 2008 07:09:15 +0000

this is something that will take about 5 years to REALLY take care of. its sad that some people actually ask where to buy this stuff

By: Jessica

Jessica — Tue, 16 Oct 2007 16:55:49 +0000

I just wanted to comment on your statement that businesses cannot win a chargeback, even with a signed receipt.

As someone who works for a financial institution and handles chargebacks, a signed receipt causes the bank to shoulder the liability. The merchant has no way and does not need to prove they checked ID’s. Simply that they retained the signed receipt. (this of course is relating to non-PIN based transactions)

By: MikiDox

MikiDox — Fri, 20 Apr 2007 13:04:44 +0000

What about those devices that they put
on ATM`s to copy card info,are those available anywhere on the market,and what is the avrage price.

By: jestep

jestep — Tue, 10 Apr 2007 13:14:53 +0000

With a gas pump you will usually have the option to process the card as debit or credit. If the card is processed as credit, even if it is a debit card, you don’t ever have to enter your PIN number and there is no chance of your PIN number being compromised. The PIN is not encoded on the card, so unless you enter it, there is no way for anyone to get it.

If you do enter your PIN number when the card is processed, then there would be a chance that it could be compromised. I have heard of cameras being used to capture what a person is entering, and I have also heard of entirely fake ATM machines used to capture card and PIN combinations.

Whatever the case, there is no way to capture a PIN number if it is never manually entered.

By: Fredrik

Fredrik — Tue, 10 Apr 2007 12:00:10 +0000

To get gas from a pump with a credit card would also requier a pin code, right?
As the pin code is encrypted, I didn’t know that you were able to get the pin code from a an ordinary skimmer, or am I wrong?

By: Pete

Pete — Sat, 14 Oct 2006 10:34:36 +0000

Reading this after a bit of fraud I caught and stopped on my card I learned more than I wanted to know.
I’m an electronics professional, “retired” and could build one of these if I had a mind to but why?
What’s three of four hundred dollars for equipment to make fake cards.
With today’s gas prices using one at the pumps wouldn’t take long to make your money back.
That’s exactly what happened to me. A fake card was being use to buy gas.
It went on for several months and the stupid jerk continuously bought gas from the same station at about the same time of the month for about the same amount each time.
I was lucky as I didn’t loose but about 200.00 dollars.
The Master Card I have really dissapointed me in their process.
I now only carry it as a backup to my American Express as there are still some who don’t take AMX.
AMX takes care of fraud simply and easily.
Master Card is a bunch of jerks.

Pete G
Pearland, TX