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	<title>Comments on: Did you know, refunds are calculated into your chargeback ratio?</title>
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	<link>http://www.merchantaccountblog.com/archives/238</link>
	<description>Merchant Accounts, Ecommerce, Processing Equipment</description>
	<pubDate>Sat, 11 Oct 2008 02:43:45 +0000</pubDate>
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		<title>By: mike</title>
		<link>http://www.merchantaccountblog.com/archives/238#comment-17321</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Mon, 21 Jan 2008 15:36:42 +0000</pubDate>
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		<description>I agree some will scared read this article.</description>
		<content:encoded><![CDATA[<p>I agree some will scared read this article.</p>
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		<title>By: John Conde</title>
		<link>http://www.merchantaccountblog.com/archives/238#comment-3215</link>
		<dc:creator>John Conde</dc:creator>
		<pubDate>Mon, 12 Mar 2007 20:39:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.merchantaccountblog.com/archives/238#comment-3215</guid>
		<description>I guess it would be good to note that just like chargebacks, if a merchant finds their business issuing a lot of refunds then they can assume they have a flaw in their business model and they need to reevaluate it and should do so quickly. A high number of refunds indicates a flaw in either the business model or the business' processes. If left uncorrected, even without repercussions from the merchant account provider, the business is probably doomed anyway.</description>
		<content:encoded><![CDATA[<p>I guess it would be good to note that just like chargebacks, if a merchant finds their business issuing a lot of refunds then they can assume they have a flaw in their business model and they need to reevaluate it and should do so quickly. A high number of refunds indicates a flaw in either the business model or the business&#8217; processes. If left uncorrected, even without repercussions from the merchant account provider, the business is probably doomed anyway.</p>
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