This is a quick tip for retail and other businesses who batch their terminals out manually, in the morning or late at night. If you make your daily batch in the afternoon rather than at night, you can often get the transactions from that day into your bank account earlier. Obviously you don’t want to completely screw up your books, but if you are looking to get your money a little faster and changing your batch time wont screw everything up this can reduce a day from your deposit time.

This can also work for merchants using payment gateways that allow them to specify their settlement time at the end of the day. If you can, find out what time your processor makes settlements every day, and set your batch to an hour or so before that time.